Deposit Loan

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Get Quick Funds Against Your Fixed Deposits

Our Deposit Loan allows you to borrow money against your fixed deposits (FDs) without breaking them. This facility ensures that you continue earning interest on your deposit while accessing funds for urgent financial needs. With low-interest rates, quick approvals, and flexible repayment options, our Deposit Loan is a smart way to manage your financial requirements.

Benefits of Our Deposit Loan

Instant Loan Approval – Quick processing with minimal documentation.

Low-Interest Rates – Interest rates lower than regular loans.

No Need to Break Your FD – Continue earning interest while availing the loan.

Flexible Loan Amount – Borrow up to a certain percentage of your FD value.

Easy Repayment Options – Choose a plan that suits your financial situation.

Secure & Hassle-Free – No additional collateral required beyond your deposit.

1. Who is eligible for a Deposit Loan?

Any individual with a fixed deposit in our society can apply for the loan.

2. How much loan can I get against my deposit?

You can get up to 75-90% of your fixed deposit value, depending on the deposit amount and tenure.

3. Will my FD continue to earn interest?

Yes, your deposit will keep earning interest while you repay the loan.

4. Can I prepay my Deposit Loan?

Yes, you can prepay the loan at any time with minimal or no charges.

Why Choose Us?

Low-Interest Loan Enjoy lower rates than personal loans.

No Need to Liquidate Savings Keep earning interest while borrowing.

Fast & Simple Process Quick approvals with minimal paperwork.

Flexible Loan Amounts Get funds based on your FD’s value

No Additional Collateral Your fixed deposit acts as security.

Trusted & Transparent No hidden fees or extra charges.